How to Accept PayTo and BNPL on Shopify?

For Australian merchants, providing a seamless and diverse payment experience is no longer optional; it is essential for growth. Australia is a global leader in contactless payments, with digital wallets and Buy Now, Pay Later (BNPL) services increasingly influencing online consumer preferences. To help AU Shopify merchants capture this demand, EasyPie Checkout offers a comprehensive third-party checkout solution that integrates directly with your Stripe and Shopify accounts to unlock over 40 payment methods in a single integration.

Next-Generation Bank Payments with PayTo

A major advantage for Australian merchants using EasyPie Checkout is the ability to accept PayTo, a real-time bank payment method built on Australia’s New Payments Platform (NPP).

• Real-Time and Secure: PayTo allows for instant bank transfers where customers authenticate and approve payment mandates directly through their mobile or online banking app.

• Recurring and One-Time: It is ideal for both one-off purchases and recurring subscriptions, offering a secure, customer-authorized alternative to traditional credit cards.

• Lower Costs: PayTo typically offers lower transaction fees compared to credit cards, making it a cost-effective choice for high-volume merchants.

One Integration, Every Major Australian Payment Method

Australian shoppers expect flexibility at checkout. While cards (Visa, Mastercard, Amex, eftpos) still account for roughly 46% of the market share, digital wallets and BNPL services represent a significant portion of online transactions. With EasyPie Checkout, you can offer a truly localized experience by enabling:

• Buy Now, Pay Later (BNPL): Support for local favorites like Afterpay, Zip, and Klarna.

• Bank Debits: Access BECS Direct Debit for reliable bank-to-bank transactions.

• Digital Wallets: Enable Apple Pay and Google Pay for mobile-first convenience.

• Global Reach: Beyond Australia, you can accept international methods like Alipay, WeChat Pay, iDEAL.

Streamlined Subscription Management

EasyPie Checkout is more than a gateway; it is a full-service terminal that handles one-time and recurring payments without requiring expensive third-party subscription apps.

• Automatic Invoicing: Stripe handles all billing, and EasyPie automatically creates a new order in your Shopify store every time a successful payment is collected.

• Customer Portal: Provide your customers with a secure interface to manage their subscriptions, update payment methods, and view invoices.

• Smart Recovery: Benefit from Stripe’s Smart Retry logic to recover failed payments and reduce churn.

Built-In Security and Conversion Tools

EasyPie Checkout leverages the latest Stripe technology to protect your business and boost conversion rates:

• Stripe Radar: Use advanced machine learning to detect and block fraudulent payments in real-time.

• 3D Secure 2: Dynamically apply authentication protocols to meet regulatory requirements and minimize checkout friction.

• Stripe Address Element: Increase conversion with built-in address autocomplete, reducing validation errors during checkout.

• Multi-Currency & Multi-Language: Sell globally by displaying prices in 135+ currencies and offering a checkout interface in 10+ languages, including English, Chinese, and Japanese.

Transparent Pricing with No Hidden Fees

One of the most significant benefits for Shopify merchants is the cost structure. Unlike many other apps, EasyPie does not charge additional Shopify commissions or hidden transaction fees; you only pay your Stripe processing fees.

• One-Time Fee: Merchants pay a one-time fee for an EasyPie Shopify Pack.

By integrating EasyPie Checkout with Stripe, AU merchants can reduce their reliance on credit cards, offer the bank-based experiences customers trust, and manage their entire sales ecosystem from the familiar Shopify and Stripe dashboards.